<?xml version="1.0" encoding="UTF-8"?>
<!--generator='jetpack-15.8-a.5'-->
<!--Jetpack_Sitemap_Buffer_News_XMLWriter-->
<?xml-stylesheet type="text/xsl" href="//magister1318.blog/news-sitemap.xsl"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd">
 <url>
  <loc>https://magister1318.blog/2026/04/23/%ec%b9%b4%ec%b9%b4%ec%98%a4%ed%8e%98%ec%9d%b4-%ec%8b%a0%ec%9a%a9%ec%a0%90%ec%88%98-%ec%98%ac%eb%a6%ac%ea%b8%b0-%ec%9d%b4-%ea%b2%bd%ec%9a%b0%ec%97%94-%ec%95%88-%eb%90%a9%eb%8b%88%eb%8b%a4/</loc>
  <lastmod>2026-04-23T04:46:31Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>카카오페이 신용점수 올리기, 이 경우엔 안 됩니다</news:title>
   <news:publication_date>2026-04-23T04:46:31Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/23/gemini-cli-%eb%ac%b4%eb%a3%8c-1000%ed%9a%8c-%ec%9d%b4-%eb%b0%a9%eb%b2%95%ec%9d%b4%eb%a9%b4-250%ed%9a%8c%ec%9e%85%eb%8b%88%eb%8b%a4/</loc>
  <lastmod>2026-04-23T02:52:35Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>Gemini CLI 무료 1000회, 이 방법이면 250회입니다</news:title>
   <news:publication_date>2026-04-23T02:52:35Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/23/%ea%b1%b4%ea%b0%95%eb%b3%b4%ed%97%98-%ec%99%b8%eb%9e%98-300%ed%9a%8c-%ec%95%bd-%ec%9d%bc%ec%88%98%ec%99%80-%ed%97%b7%ea%b0%88%eb%a6%ac%eb%a9%b4-%ec%86%90%ed%95%b4%ec%9e%85%eb%8b%88%eb%8b%a4/</loc>
  <lastmod>2026-04-23T01:55:28Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>건강보험 외래 300회, 약 일수와 헷갈리면 손해입니다</news:title>
   <news:publication_date>2026-04-23T01:55:28Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/23/a2a-%ed%94%84%eb%a1%9c%ed%86%a0%ec%bd%9c-%eb%b3%b4%ec%95%88-%ec%97%90%ec%9d%b4%ec%a0%84%ed%8a%b8-%ec%b9%b4%eb%93%9c%ea%b0%80-%ea%b5%ac%eb%a9%8d%ec%9e%85%eb%8b%88%eb%8b%a4/</loc>
  <lastmod>2026-04-23T00:59:10Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>A2A 프로토콜 보안, 에이전트 카드가 구멍입니다</news:title>
   <news:publication_date>2026-04-23T00:59:10Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/23/gemini-2-5-pro-%eb%ac%b4%eb%a3%8c-%ed%95%9c%eb%8f%84-4%ec%9b%94%eb%b6%80%ed%84%b0-%ec%9d%b4%ea%b2%8c-%eb%8b%ac%eb%9d%bc%ec%a1%8c%ec%8a%b5%eb%8b%88%eb%8b%a4/</loc>
  <lastmod>2026-04-23T00:01:58Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>Gemini 2.5 Pro 무료 한도, 4월부터 이게 달라졌습니다</news:title>
   <news:publication_date>2026-04-23T00:01:58Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/23/github-copilot-pro-%ec%a7%80%ea%b8%88-%eb%aa%bb-%ec%93%b0%eb%8a%94-3%ea%b0%80%ec%a7%80-%ec%9d%b4%ec%9c%a0/</loc>
  <lastmod>2026-04-22T23:02:53Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>GitHub Copilot Pro, 지금 못 쓰는 3가지 이유</news:title>
   <news:publication_date>2026-04-22T23:02:53Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/23/%ec%9a%94%ec%96%91%eb%b3%91%ec%9b%90-%ed%86%b5%ed%95%a9%ed%8c%90%ec%a0%95-%ec%a4%91%ec%a6%9d%ec%9d%b4%ec%96%b4%eb%8f%84-26%eb%8a%94-%ec%95%88-%eb%90%a9%eb%8b%88%eb%8b%a4/</loc>
  <lastmod>2026-04-22T22:08:00Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>요양병원 통합판정, 중증이어도 26%는 안 됩니다</news:title>
   <news:publication_date>2026-04-22T22:08:00Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/23/%ed%87%b4%ec%a7%81%ea%b8%88-irp-%ec%9d%98%eb%ac%b4%ec%9d%b4%ec%a0%84-%ec%98%88%ec%99%b8%ec%9d%b8%eb%8d%b0-%ec%86%90%ed%95%b4-%eb%b3%b4%eb%8a%94-%ec%a1%b0%ea%b1%b4/</loc>
  <lastmod>2026-04-22T21:12:08Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>퇴직금 IRP 의무이전, 예외인데 손해 보는 조건</news:title>
   <news:publication_date>2026-04-22T21:12:08Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/23/%ec%84%b8%eb%8c%80%ec%9d%b4%ec%9d%8c-%ec%a3%bc%ed%83%9d%ec%97%b0%ea%b8%88-%eb%b6%80%eb%aa%a8-%ec%b1%84%eb%ac%b4-%ed%81%ac%eb%a9%b4-%eb%b0%9b%eb%8a%94-%eb%8f%88%ec%9d%b4-%ec%a4%84%ec%96%b4%eb%93%ad/</loc>
  <lastmod>2026-04-22T20:16:51Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>세대이음 주택연금, 부모 채무 크면 받는 돈이 줄어듭니다</news:title>
   <news:publication_date>2026-04-22T20:16:51Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/23/%ec%9b%90%ea%b2%a9-%eb%8d%b0%ec%8a%a4%ed%81%ac%ed%86%b1-rdp-%ed%8c%8c%ec%9d%bc-%ec%84%9c%eb%aa%85-%ec%9e%88%ec%9c%bc%eb%a9%b4-%eb%8d%94-%ec%9c%84%ed%97%98%ed%95%9c-%ec%9d%b4%ec%9c%a0/</loc>
  <lastmod>2026-04-22T16:10:06Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>원격 데스크톱 .rdp 파일, 서명 있으면 더 위험한 이유</news:title>
   <news:publication_date>2026-04-22T16:10:06Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/23/%eb%b0%b0%eb%8b%b9%ec%86%8c%eb%93%9d-%eb%b6%84%eb%a6%ac%ea%b3%bc%ec%84%b8-%ea%b1%b4%eb%b3%b4%eb%a3%8c%eb%8a%94-%ec%84%b8%ea%b8%88%ea%b3%bc-%eb%94%b0%eb%a1%9c-%ec%9b%80%ec%a7%81%ec%9e%85%eb%8b%88/</loc>
  <lastmod>2026-04-22T15:13:42Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>배당소득 분리과세, 건보료는 세금과 따로 움직입니다</news:title>
   <news:publication_date>2026-04-22T15:13:42Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/22/%eb%85%b8%ec%85%98-%ec%97%90%ec%9d%b4%ec%a0%84%ed%8a%b8-%ed%81%ac%eb%a0%88%eb%94%a7-10%ec%9d%b4-%ed%95%98%eb%a3%a8%ec%97%90-%eb%8b%a4-%eb%82%a0%ec%95%84%ea%b0%80%eb%8a%94-%ec%a1%b0%ea%b1%b4/</loc>
  <lastmod>2026-04-22T14:17:20Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>노션 에이전트 크레딧, $10이 하루에 다 날아가는 조건</news:title>
   <news:publication_date>2026-04-22T14:17:20Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/22/%ea%b5%ad%eb%af%bc%ec%97%b0%ea%b8%88-%ea%b0%90%ec%95%a1%ec%a0%9c-6%ec%9b%94-%ed%8f%90%ec%a7%80-%ec%9d%b4-%ea%b5%ac%ea%b0%84%ec%9d%80-%ec%97%ac%ec%a0%84%ed%9e%88-%ea%b9%8e%ec%9e%85%eb%8b%88%eb%8b%a4/</loc>
  <lastmod>2026-04-22T13:19:03Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>국민연금 감액제 6월 폐지, 이 구간은 여전히 깎입니다</news:title>
   <news:publication_date>2026-04-22T13:19:03Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/22/%ea%b5%ad%eb%af%bc%ec%97%b0%ea%b8%88-%ec%b6%94%eb%82%a9-%eb%b6%84%eb%82%a9-60%ea%b0%9c%ec%9b%94-%ec%93%b0%eb%a9%b4-%ec%9d%b4%ea%b2%8c-%eb%8b%ac%eb%9e%90%ec%8a%b5%eb%8b%88%eb%8b%a4/</loc>
  <lastmod>2026-04-22T12:22:54Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>국민연금 추납 분납, 60개월 쓰면 이게 달랐습니다</news:title>
   <news:publication_date>2026-04-22T12:22:54Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/22/%eb%85%b8%eb%9e%80%ec%9a%b0%ec%82%b0%ea%b3%b5%ec%a0%9c-%ed%8f%90%ec%97%85%ed%99%98%ea%b8%89%ea%b8%88-%ec%9d%b4-%ec%8b%9c%ec%a0%90%ec%97%90-%eb%b0%9b%ec%9c%bc%eb%a9%b4-%ec%84%b8%ea%b8%88-%eb%8b%a4/</loc>
  <lastmod>2026-04-22T11:22:36Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>노란우산공제 폐업환급금, 이 시점에 받으면 세금 다릅니다</news:title>
   <news:publication_date>2026-04-22T11:22:36Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/22/%ec%9c%a0%ec%82%b0%ec%b7%a8%eb%93%9d%ec%84%b8-%ec%9e%90%eb%85%80-1%eb%aa%85%ec%9d%b4%eb%a9%b4-%ec%98%a4%ed%9e%88%eb%a0%a4-%ec%84%b8%ea%b8%88-%eb%8d%94-%eb%82%98%ec%98%b5%eb%8b%88%eb%8b%a4/</loc>
  <lastmod>2026-04-22T05:28:44Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>유산취득세, 자녀 1명이면 오히려 세금 더 나옵니다</news:title>
   <news:publication_date>2026-04-22T05:28:44Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/22/claude-pro-%ed%94%bc%ed%81%ac-%ec%8b%9c%ea%b0%84-%eb%82%ae%ec%97%90-%ec%93%b0%eb%a9%b4-%ed%95%9c%eb%8f%84%ea%b0%80-%eb%b9%a8%eb%a6%ac-%eb%8b%b3%ec%8a%b5%eb%8b%88%eb%8b%a4/</loc>
  <lastmod>2026-04-22T04:32:24Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>Claude Pro 피크 시간, 낮에 쓰면 한도가 빨리 닳습니다</news:title>
   <news:publication_date>2026-04-22T04:32:24Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/22/%ec%a4%91%eb%8f%84%ec%83%81%ed%99%98%ec%88%98%ec%88%98%eb%a3%8c-%eb%a9%b4%ec%a0%9c-3%eb%85%84-%ec%a7%80%eb%82%98%eb%8f%84-%eb%8f%88-%eb%82%98%ec%98%a4%eb%8a%94-%ec%a1%b0%ea%b1%b4/</loc>
  <lastmod>2026-04-22T03:33:40Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>중도상환수수료 면제, 3년 지나도 돈 나오는 조건</news:title>
   <news:publication_date>2026-04-22T03:33:40Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/22/perplexity-pro-20-%eb%a6%ac%ec%84%9c%ec%b9%98-99-%ec%a4%84%ec%96%b4%eb%93%9c%eb%8a%94-%ec%a1%b0%ea%b1%b4/</loc>
  <lastmod>2026-04-22T02:37:25Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>Perplexity Pro $20, 리서치 99% 줄어드는 조건</news:title>
   <news:publication_date>2026-04-22T02:37:25Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/22/%ed%94%84%eb%a6%ac%eb%9e%9c%ec%84%9c-%eb%8b%a8%ec%88%9c%ea%b2%bd%eb%b9%84%ec%9c%a8-3-3-%eb%83%88%eb%8a%94%eb%8d%b0-%ec%84%b8%ea%b8%88-%eb%82%98%ec%98%a4%eb%8a%94-%ec%a1%b0%ea%b1%b4/</loc>
  <lastmod>2026-04-22T01:41:41Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>프리랜서 단순경비율, 3.3% 냈는데 세금 나오는 조건</news:title>
   <news:publication_date>2026-04-22T01:41:41Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/22/%ec%a2%85%eb%b6%80%ec%84%b8-%ea%b3%b5%ec%a0%95%ec%8b%9c%ec%9e%a5%ea%b0%80%ec%95%a1%eb%b9%84%ec%9c%a8-%ed%8f%90%ec%a7%80-%ec%a7%91%ea%b0%92-%ea%b7%b8%eb%8c%80%eb%a1%9c%ec%9d%b8%eb%8d%b0-%ec%84%b8/</loc>
  <lastmod>2026-04-22T00:46:00Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>종부세 공정시장가액비율 폐지, 집값 그대로인데 세금 2배 되는 조건</news:title>
   <news:publication_date>2026-04-22T00:46:00Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/22/%ec%a4%91%ec%86%8c%ea%b8%b0%ec%97%85-%ec%86%8c%eb%93%9d%ec%84%b8-%ea%b0%90%eb%a9%b4-%ec%9d%b4%ec%a7%81%ed%95%98%eb%a9%b4-%ea%b8%b0%ea%b0%84%ec%9d%b4-%eb%a6%ac%ec%85%8b%eb%90%a9%eb%8b%88%eb%8b%a4/</loc>
  <lastmod>2026-04-21T23:49:07Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>중소기업 소득세 감면, 이직하면 기간이 리셋됩니다</news:title>
   <news:publication_date>2026-04-21T23:49:07Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/22/%ec%8b%a4%ec%86%9024-%eb%8f%99%eb%84%a4-%eb%b3%91%ec%9b%90-4%ea%b3%b3-%ec%a4%91-3%ea%b3%b3%ec%9d%80-%ec%95%88-%eb%90%a9%eb%8b%88%eb%8b%a4/</loc>
  <lastmod>2026-04-21T22:54:29Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>실손24, 동네 병원 4곳 중 3곳은 안 됩니다</news:title>
   <news:publication_date>2026-04-21T22:54:29Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/22/mcp-%eb%b3%b4%ec%95%88-%ec%84%a4%ea%b3%84-%ec%9e%90%ec%b2%b4%ea%b0%80-%eb%9a%ab%eb%a0%a4-%ec%9e%88%eb%8a%94-%ec%9d%b4%ec%9c%a0/</loc>
  <lastmod>2026-04-21T21:02:16Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>MCP 보안, 설계 자체가 뚫려 있는 이유</news:title>
   <news:publication_date>2026-04-21T21:02:16Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/22/%ec%82%ac%eb%a7%9d%eb%b3%b4%ed%97%98%ea%b8%88-%ec%9c%a0%eb%8f%99%ed%99%94-%eb%b9%84%ea%b3%bc%ec%84%b8-%eb%af%bf%ec%9c%bc%eb%a9%b4-%ec%84%b8%ea%b8%88-%eb%82%98%ec%98%a4%eb%8a%94-%ec%a1%b0%ea%b1%b4/</loc>
  <lastmod>2026-04-21T20:06:02Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>사망보험금 유동화, &amp;#039;비과세&amp;#039; 믿으면 세금 나오는 조건</news:title>
   <news:publication_date>2026-04-21T20:06:02Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/22/%ec%96%91%ec%95%95%ea%b8%b0-%ea%b1%b4%ea%b0%95%eb%b3%b4%ed%97%98-%ed%95%9c-%eb%8b%ac-2%eb%a7%8c%ec%9b%90-%ec%9d%b4%ed%95%98-%eb%90%98%eb%8a%94-%ec%a1%b0%ea%b1%b4/</loc>
  <lastmod>2026-04-21T16:48:50Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>양압기 건강보험, 한 달 2만원 이하 되는 조건</news:title>
   <news:publication_date>2026-04-21T16:48:50Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/22/cursor-pro-20-%eb%ac%b4%ec%a0%9c%ed%95%9c-%eb%af%bf%ec%9c%bc%eb%a9%b4-%eb%a7%89%ed%9e%88%eb%8a%94-3%ea%b0%80%ec%a7%80-%ec%83%81%ed%99%a9/</loc>
  <lastmod>2026-04-21T15:53:59Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>Cursor Pro $20, &amp;#039;무제한&amp;#039; 믿으면 막히는 3가지 상황</news:title>
   <news:publication_date>2026-04-21T15:53:59Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/21/codex-%ec%82%ac%ec%9a%a9%eb%9f%89-%ec%9a%94%ea%b8%88%ec%a0%9c-%ea%b5%ac%eb%8f%85%eb%b3%b4%eb%8b%a4-%eb%b9%84%ec%8b%b8%ec%a7%80%eb%8a%94-%ec%a1%b0%ea%b1%b4/</loc>
  <lastmod>2026-04-21T14:56:22Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>Codex 사용량 요금제, 구독보다 비싸지는 조건</news:title>
   <news:publication_date>2026-04-21T14:56:22Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/21/%ec%83%81%ec%86%8d%ec%84%b8-%ec%8b%a0%ea%b3%a0%ea%b8%b0%ed%95%9c-%ec%84%b8%ea%b8%88-0%ec%9b%90%ec%9d%b4%ec%96%b4%eb%8f%84-%eb%84%98%ea%b8%b0%eb%a9%b4-%ec%86%90%ed%95%b4%ec%9e%85%eb%8b%88%eb%8b%a4/</loc>
  <lastmod>2026-04-21T14:00:52Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>상속세 신고기한, 세금 0원이어도 넘기면 손해입니다</news:title>
   <news:publication_date>2026-04-21T14:00:52Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/21/windsurf-pro-20-%ed%95%98%eb%a3%a8-27%ea%b0%9c%ea%b0%80-%ec%a0%84%eb%b6%80%ec%9d%b8-%ec%9d%b4%ec%9c%a0/</loc>
  <lastmod>2026-04-21T13:05:34Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>Windsurf Pro $20, 하루 27개가 전부인 이유</news:title>
   <news:publication_date>2026-04-21T13:05:34Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/21/%ec%8b%a4%ec%97%85%ed%81%ac%eb%a0%88%eb%94%a7-%ec%8b%a0%ec%b2%ad%ed%95%b4%eb%8f%84-%ec%95%88-%eb%90%98%eb%8a%94-4%ea%b0%80%ec%a7%80-%ec%a1%b0%ea%b1%b4/</loc>
  <lastmod>2026-04-21T12:08:28Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>실업크레딧, 신청해도 안 되는 4가지 조건</news:title>
   <news:publication_date>2026-04-21T12:08:28Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/21/%ea%b0%80%ea%b3%b5-%ec%84%b8%ea%b8%88%ea%b3%84%ec%82%b0%ec%84%9c-%eb%aa%b0%eb%9e%90%ec%96%b4%eb%8f%84-4-%ea%b0%80%ec%82%b0%ec%84%b8-%eb%82%98%ec%98%b5%eb%8b%88%eb%8b%a4/</loc>
  <lastmod>2026-04-21T11:11:03Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>가공 세금계산서, 몰랐어도 4% 가산세 나옵니다</news:title>
   <news:publication_date>2026-04-21T11:11:03Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/21/%ea%b0%80%ec%83%81%ec%9e%90%ec%82%b0-%ec%b7%a8%eb%93%9d%ea%b0%80%ec%95%a1-50-%ec%8b%a4%ec%a0%9c%eb%a1%9c-%ec%84%b8%ea%b8%88-%eb%8d%94-%eb%82%98%ec%98%a4%eb%8a%94-3%ea%b0%80%ec%a7%80-%ea%b2%bd/</loc>
  <lastmod>2026-04-21T10:12:25Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>가상자산 취득가액 50%, 실제로 세금 더 나오는 3가지 경우</news:title>
   <news:publication_date>2026-04-21T10:12:25Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/21/%ea%bc%ac%eb%a7%88%eb%b9%8c%eb%94%a9-%ec%86%8c%ea%b8%89%ea%b0%90%ec%a0%95-%ed%95%a9%eb%b2%95-%ed%8c%90%ea%b2%b0-%ed%9b%84%ec%97%90%eb%8f%84-%eb%a7%89%ed%9e%88%eb%8a%94-%ec%9d%b4%ec%9c%a0/</loc>
  <lastmod>2026-04-21T09:13:14Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>꼬마빌딩 소급감정, 합법 판결 후에도 막히는 이유</news:title>
   <news:publication_date>2026-04-21T09:13:14Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/21/claude-api-%ed%94%84%eb%a1%ac%ed%94%84%ed%8a%b8-%ec%ba%90%ec%8b%b1-%eb%b9%84%ec%8b%b8%ec%a7%80%eb%8a%94-%ec%a1%b0%ea%b1%b4%ec%9d%b4-%eb%94%b0%eb%a1%9c-%ec%9e%88%ec%8a%b5%eb%8b%88%eb%8b%a4/</loc>
  <lastmod>2026-04-21T07:19:48Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>Claude API 프롬프트 캐싱, 비싸지는 조건이 따로 있습니다</news:title>
   <news:publication_date>2026-04-21T07:19:48Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/21/%ec%a2%85%ed%95%a9%ec%86%8c%eb%93%9d%ec%84%b8-%ec%84%b1%ec%8b%a4%ec%8b%a0%ea%b3%a0%ed%99%95%ec%9d%b8-%ec%9d%b4-%ec%a1%b0%ea%b1%b4%ec%9d%b4%eb%a9%b4-%ec%86%90%ed%95%b4%ec%9e%85%eb%8b%88%eb%8b%a4/</loc>
  <lastmod>2026-04-21T06:23:16Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>종합소득세 성실신고확인, 이 조건이면 손해입니다</news:title>
   <news:publication_date>2026-04-21T06:23:16Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/21/gemini-cli-pro-%eb%ac%b4%eb%a3%8c-3%ec%9b%94-25%ec%9d%bc-%ec%a0%84%ed%9b%84-%eb%8b%ac%eb%9d%bc%ec%a7%84-%ea%b2%83-3%ea%b0%80%ec%a7%80/</loc>
  <lastmod>2026-04-21T05:28:12Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>Gemini CLI Pro 무료, 3월 25일 전후 달라진 것 3가지</news:title>
   <news:publication_date>2026-04-21T05:28:12Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/21/%ec%a7%91%ec%a3%bc%ec%9d%b8-%eb%b3%80%ea%b2%bd-%eb%b3%b4%ec%a6%9d%ea%b8%88-%ec%8a%b9%ea%b3%84-%ea%b1%b0%ec%a0%88-%ec%9d%b4-%ed%96%89%eb%8f%99%ec%9d%b4-%ec%97%ad%ed%9a%a8%ea%b3%bc%eb%82%a9%eb%8b%88/</loc>
  <lastmod>2026-04-21T04:30:54Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>집주인 변경 보증금 승계 거절, 이 행동이 역효과납니다</news:title>
   <news:publication_date>2026-04-21T04:30:54Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/21/hug-%ec%a0%84%ec%84%b8%eb%b3%b4%ec%a6%9d%eb%b3%b4%ed%97%98-%eb%b3%b4%ec%a6%9d%eb%a3%8c-%ec%9d%b4-%ec%a1%b0%ea%b1%b4%ec%9d%b4%eb%a9%b4-%ec%98%a4%ed%9e%88%eb%a0%a4-%ec%8c%89%eb%8b%88%eb%8b%a4/</loc>
  <lastmod>2026-04-21T03:34:50Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>HUG 전세보증보험 보증료, 이 조건이면 오히려 쌉니다</news:title>
   <news:publication_date>2026-04-21T03:34:50Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/21/codex-plus-5%ec%8b%9c%ea%b0%84-%ed%95%9c%eb%8f%84-%ec%8b%a4%ec%a0%9c-%ea%b0%80%eb%a9%b4-%ec%9d%b4%eb%a7%8c%ed%81%bc-%eb%82%a8%ec%8a%b5%eb%8b%88%eb%8b%a4/</loc>
  <lastmod>2026-04-21T02:39:37Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>Codex Plus 5시간 한도, 실제 가면 이만큼 남습니다</news:title>
   <news:publication_date>2026-04-21T02:39:37Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/21/chatgpt-pro-100-5%ec%9b%94-31%ec%9d%bc-%ec%9d%b4%ed%9b%84-%eb%8b%ac%eb%9d%bc%ec%a7%80%eb%8a%94-%ec%a1%b0%ea%b1%b4/</loc>
  <lastmod>2026-04-21T01:44:12Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>ChatGPT Pro $100, 5월 31일 이후 달라지는 조건</news:title>
   <news:publication_date>2026-04-21T01:44:12Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/21/aws-bedrock-claude-%ec%a7%81%ec%a0%91-api%eb%b3%b4%eb%8b%a4-%eb%b9%84%ec%8b%b8%ec%a7%80%eb%8a%94-%ec%a1%b0%ea%b1%b4/</loc>
  <lastmod>2026-04-21T00:41:15Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>AWS Bedrock Claude, 직접 API보다 비싸지는 조건</news:title>
   <news:publication_date>2026-04-21T00:41:15Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/21/%ea%b1%b4%ea%b0%95%ea%b2%80%ec%a7%84-%ea%b2%b0%ea%b3%bc-%ec%9d%b4-%ed%95%ad%eb%aa%a9%eb%a7%8c-3%ea%b0%9c%ec%9b%94-%ec%a7%80%eb%82%98%eb%a9%b4-%eb%90%a9%eb%8b%88%eb%8b%a4/</loc>
  <lastmod>2026-04-20T23:46:26Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>건강검진 결과, 이 항목만 3개월 지나면 됩니다</news:title>
   <news:publication_date>2026-04-20T23:46:26Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/21/google-jules-ultra-20%eb%b0%b0%eb%9d%bc%eb%8a%94%eb%8d%b0-%ec%8b%a4%ec%a0%9c-%ec%9e%91%ec%97%85-%ec%88%98%eb%8a%94-3%eb%b0%b0%ec%9e%85%eb%8b%88%eb%8b%a4/</loc>
  <lastmod>2026-04-20T22:51:18Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>Google Jules Ultra, 20배라는데 실제 작업 수는 3배입니다</news:title>
   <news:publication_date>2026-04-20T22:51:18Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/21/%ed%87%b4%ec%a7%81%ea%b8%88-%ec%a4%91%ea%b0%84%ec%a0%95%ec%82%b0-%ec%82%ac%ec%9c%a0-%ec%8b%a0%ec%b2%ad%ed%95%b4%eb%8f%84-%ea%b1%b0%ec%a0%88%eb%90%98%eb%8a%94-%ec%9d%b4%ec%9c%a0/</loc>
  <lastmod>2026-04-20T21:55:46Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>퇴직금 중간정산 사유, 신청해도 거절되는 이유</news:title>
   <news:publication_date>2026-04-20T21:55:46Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/21/%ec%9d%98%eb%a3%8c%ea%b8%89%ec%97%ac-2%ec%a2%85-%ec%99%b8%eb%9e%98-%ec%b0%a8%eb%93%b1%ec%a0%9c-365%ed%9a%8c%ea%b0%80-%ec%a0%84%eb%b6%80%ea%b0%80-%ec%95%84%eb%8b%8c-%ec%9d%b4%ec%9c%a0/</loc>
  <lastmod>2026-04-20T21:00:32Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>의료급여 2종 외래 차등제, 365회가 전부가 아닌 이유</news:title>
   <news:publication_date>2026-04-20T21:00:32Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/21/%eb%b2%95%ec%9d%b8%ec%b9%b4%eb%93%9c-%ea%b0%9c%ec%9d%b8%ec%82%ac%ec%9a%a9-%eb%8f%8c%eb%a0%a4%ec%a4%ac%eb%8a%94%eb%8d%b0%eb%8f%84-%ec%b2%98%eb%b2%8c%eb%b0%9b%eb%8a%94-%ec%9d%b4%ec%9c%a0/</loc>
  <lastmod>2026-04-20T20:05:06Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>법인카드 개인사용, 돌려줬는데도 처벌받는 이유</news:title>
   <news:publication_date>2026-04-20T20:05:06Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/21/%eb%85%b8%eb%9e%80%ec%9a%b0%ec%82%b0%ea%b3%b5%ec%a0%9c-%ed%95%b4%ec%a7%80-%ec%84%b8%ea%b8%88-16-5%ea%b0%80-%ec%a0%84%eb%b6%80%ea%b0%80-%ec%95%84%eb%8b%8c-%ec%9d%b4%ec%9c%a0/</loc>
  <lastmod>2026-04-20T16:24:31Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>노란우산공제 해지, 세금 16.5%가 전부가 아닌 이유</news:title>
   <news:publication_date>2026-04-20T16:24:31Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
 <url>
  <loc>https://magister1318.blog/2026/04/21/gemini-2-5-pro-1m-%ed%86%a0%ed%81%b0-%ec%a0%84%eb%b6%80-%ec%93%b8-%ec%88%98-%ec%9e%88%ec%9d%84%ea%b9%8c%ec%9a%94/</loc>
  <lastmod>2026-04-20T15:27:39Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>아이테크 어른경제</news:name>
    <news:language>ko</news:language>
   </news:publication>
   <news:title>Gemini 2.5 Pro 1M 토큰, 전부 쓸 수 있을까요?</news:title>
   <news:publication_date>2026-04-20T15:27:39Z</news:publication_date>
   <news:genres>Blog</news:genres>
  </news:news>
 </url>
</urlset>
